Americans could get more than $4,000 back from the IRS
Oct 13, 2026 4:07 PM
Making a small profit in crypto could be the biggest financial mistake a working family makes. The IRS will strip away your entire Earned Income Tax Credit—up to $8,231—if your investment income hits a "cliff" of just $12,201. Even a simple coin-to-coin swap or staking reward counts toward this limit. One extra dollar of profit doesn't just reduce your credit; it deletes it entirely. Is it right for the government to penalize low-income workers for trying to build wealth?
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