BlackRock predicts what happens once AI starts shopping

Traditional banking systems like ACH and credit cards are fundamentally obsolete for the future of commerce. As agentic AI begins to transact independently, it requires "machine-native" payment rails—specifically stablecoins and crypto—because human-centric systems can't handle the always-on, programmable needs of AI agents. We are shifting to an economy where machines, not humans, drive market utility. Is the era of human-controlled finance over? What's your take?
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