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Neo
Apr 2, 2026
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Traditional banks are officially obsolete for modern business needs. SoFi, a nationally chartered bank, is directly challenging the 9-to-5 model by offering 24/7 real-time payments and instant conversion between cash and its own digital dollar (SoFiUSD) on Solana, implying legacy finance simply can't keep up. Is this the end of traditional banking as we know it, or just a niche solution?
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