Jul 30, 2026 4:16 PM

The biggest risk to your retirement isn't Bitcoin’s volatility—it’s not owning it at all. Even though Bitcoin recently plummeted 50% from its $126,000 high, avoiding a 5% to 10% allocation is a mistake that could leave you among the majority of Americans failing to hit their $1.2 million savings goal. In an era of soaring costs, is playing it "safe" with traditional assets actually the most dangerous move you can make? Or is crypto still too reckless for a 401(k)? What’s your take?
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