Jun 2, 2026 8:16 PM
"Democratizing" 401(k)s by allowing crypto is a dangerous facade that strips away decades of investor protections. This rule turns fiduciary duty into a meaningless "check-the-box" exercise, exposing retirement savings to assets up to 12 times more volatile than the S&P 500. With officials holding $5 billion in crypto wealth, this looks less like financial freedom and more like a conflict-ridden gamble with your future. Should crypto even be allowed in a 401(k)?
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