Arizona scam victims get massive sum in refunds

Arizona is forcing crypto ATM operators to pay for crimes they didn't commit. Under a new law, these businesses must issue full refunds to scam victims who report fraudulent transfers within 30 days. This shifts the entire financial burden of fraud and user error onto the service provider, effectively making private companies the "insurance" for someone else's mistake. Is it fair to hold a business liable for a transaction a customer voluntarily initiated? What's your take?
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