Jul 15, 2026 3:46 PM
Traditional finance is intentionally slowing down your money. There is no technical reason why a stock trade on Schwab can’t settle in five minutes, yet banks force a one-day delay simply to earn yield on your cash and lend it out. This "intermediary friction" is a choice, not a limitation. Even Nasdaq’s move toward 23-hour trading is just a desperate, reactive scramble to keep up with crypto's 24/7 efficiency. Why are we still tolerating these artificial delays? Do you agree?
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