May 14, 2026 3:14 PM

Mainstream users couldn't care less if a product is on-chain; they just want outcomes. The shutdown of Legend, despite $15M in backing from Coinbase and a16z, proves that the winning DeFi product isn't the one that explains crypto better—it’s the one that hides it completely. If the only way to achieve mass adoption is to make the blockchain invisible, are we just building another centralized bank with extra steps? Is "hiding the crypto" the only way to win, or is it a total cop-out?
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