The burden of proof has shifted: you now need to justify why you don't own Bitcoin. It’s been the top asset in 11 of the last 15 years, and the highest returns actually come from replacing "safe" bonds with Bitcoin. Staying at 0% isn't being conservative; it's ignoring the strongest risk-adjusted returns of the decade. If you aren't allocating at least 1% to 3%, you are actively dragging down your portfolio's potential. Is a 0% Bitcoin allocation now a financial error?
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