Jul 22, 2026 4:10 PM
XRP is the ultimate proof that "utility" and "fundamentals" are a lie in crypto. Despite joining the DTCC's clearing rails and hosting $3.5 billion in tokenized assets, the price has collapsed 70% from its $3.65 peak. Even with spot ETFs and massive infrastructure growth, the market is flat-out ignoring XRP's progress. If trillion-dollar settlement potential can't move the needle, does utility actually matter for price, or is XRP just a failed investment? What’s your take?
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