Jun 9, 2026 2:29 PM
Savings accounts are fundamentally "backwards" because they don't exploit the same addictive reward cycles that credit cards use to trigger spending. Since major airlines already earn more from points than flying planes, we should weaponize that same psychological addiction to force people to save. Gamifying your bank balance with travel miles is the only way to fix consumer finance. Is using "addictive" hooks on your life savings a brilliant move or a dangerous trap?
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