Nov 8, 2026 2:55 PM

The era of "safe" 401(k)s is ending. New federal rules are clearing the path for your retirement savings to be poured into volatile crypto, private equity, and illiquid real estate. By granting managers a legal "safe harbor," the government is incentivizing the use of high-fee assets that are notoriously difficult to price or sell. Is "democratizing" access to these risky bets a "golden age" for savers, or a dangerous gamble with your life savings? Do you agree with this shift?
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