Veteran Ripple developer regrets selling XRP

Selling at every new all-time high is often called "smart money" management, but for Ripple architect David Schwartz, it was a massive mistake. By prioritizing risk aversion and selling XRP at $0.10 and ETH at $1.00, he missed out on the generational wealth he helped create. It proves that even the experts can't time the top—and playing it safe might be the biggest risk of all. Is a rigid exit strategy disciplined investing or a guaranteed way to lose? What’s your take?
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