Oct 27, 2026 2:33 PM

Ripple’s final OCC approval for a national trust bank proves that crypto’s survival depends on becoming the very system it was meant to disrupt. By embracing federal oversight to manage RLUSD, Ripple is trading the "be your own bank" ethos for government legitimacy. If crypto and banks truly "work better together," then the dream of a decentralized financial future is officially over. Is federal regulation a victory for adoption, or a betrayal of crypto's core values?
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